Whether you’re buying your first home, refinancing an existing mortgage, accessing home equity, or investing in real estate, explore mortgage financing options designed around different financial goals.
Choose a goal to explore your options.
Not sure which program fits your goals? Our mortgage professionals can help you explore available options.
Get Started With iLoan →Tell us what you’re looking to accomplish. Explore programs that may be relevant to your needs, then learn more about the options that interest you.
Choose your primary financing goal.
Select a program to learn more about financing options and requirements.
Explore conventional mortgage financing with different down payment and repayment options.
Explore Program → FHA LoansExplore FHA-insured mortgages and applicable qualification requirements.
Explore Program → First-Time HomebuyersExplore mortgage options and guidance for first-time buyers.
Explore Program →Program suggestions are informational, not an eligibility or approval determination. Actual loan availability depends on applicable underwriting requirements.
Every homebuyer has different financial circumstances and goals. Explore available mortgage programs and learn about down payment options, qualification requirements, and financing structures.
Conventional mortgages offer a variety of financing options for eligible homebuyers, including fixed-rate and adjustable-rate loan structures.
FHA-insured mortgages may provide financing opportunities for eligible buyers with different credit profiles and down payment circumstances.
VA-backed home loans offer specialized mortgage financing for eligible veterans, service members, and certain surviving spouses.
USDA-backed mortgage programs may provide financing for eligible homebuyers purchasing qualifying properties in designated rural and certain suburban areas.
Jumbo mortgage programs may provide financing for eligible borrowers purchasing higher-priced properties that exceed applicable conforming loan limits.
Explore mortgage programs, financial preparation, and guidance designed to help first-time buyers understand the home purchase process.
Eligible homebuyers may be able to access grant programs or other down payment and closing cost assistance, depending on program availability and requirements.
Connect with iLoan to explore available mortgage programs and begin your home financing journey.
Refinancing may help eligible homeowners adjust their mortgage terms, review monthly payments, or access available home equity. Explore refinancing programs designed for different needs.
Explore refinancing options that may help you replace your existing mortgage with new financing terms based on your financial goals.
Rate and term refinancing focuses on adjusting an existing mortgage’s interest rate, repayment term, or loan structure without substantial cash-out.
A cash-out refinance may allow eligible homeowners to replace an existing mortgage with a larger loan and access a portion of available home equity.
FHA Streamline refinancing is designed for eligible homeowners who already have an FHA-insured mortgage and want to explore refinancing through FHA’s streamlined process.
The VA Interest Rate Reduction Refinance Loan is designed for eligible borrowers with existing VA-backed mortgages who want to explore streamlined refinancing.
Eligible homeowners may explore mortgage refinancing or home equity financing to consolidate certain outstanding debts.
Connect with iLoan to review your existing mortgage and explore potential refinancing options.
Your home equity may provide financing opportunities for different financial goals. Compare home equity lines of credit, cash-out refinancing, and reverse mortgage options to better understand how each program works.
A Home Equity Line of Credit (HELOC) may allow eligible homeowners to borrow against available equity through a revolving credit line.
A cash-out refinance replaces your existing mortgage with a larger loan and may provide eligible homeowners with access to available equity.
Reverse mortgages may allow eligible older homeowners to convert a portion of home equity into loan proceeds without required monthly principal and interest payments.
Home equity borrowing involves financial risk, including possible foreclosure if applicable loan obligations are not met. Compare interest rates, fees, repayment requirements, and long-term costs before selecting a financing option.
Each financing approach works differently. Compare the basic structures before exploring the complete program details.
Connect with iLoan to discuss available home equity financing options and understand the requirements and tradeoffs.
Whether you’re purchasing your first rental property or expanding an existing real estate portfolio, explore investment financing options designed for different property types, financial profiles, and investment strategies.
Traditional investment property mortgages may provide financing for eligible borrowers purchasing or refinancing residential investment properties.
Debt Service Coverage Ratio (DSCR) loans are specialized investment mortgage programs that generally evaluate a property’s qualifying rental income relative to its debt obligations.
Investment mortgages often have different down payment, interest rate, reserve, and underwriting requirements than owner-occupied home loans. Available terms depend on the borrower, property, and selected financing program.
Finding the right mortgage involves more than choosing an interest rate. Understanding financing structures, eligibility, closing costs, and repayment terms can help you make more informed decisions.
Explore home purchase, refinance, home equity, and investment property financing options through one mortgage resource.
Review different loan structures, repayment terms, and program requirements to understand available financing approaches.
Discuss your home financing goals with an iLoan mortgage professional and explore programs that may fit your financial circumstances.
Learn how interest rates, closing costs, mortgage insurance, and repayment terms may affect your overall financing expenses.
Understand common credit, income, asset, property, and program eligibility considerations before applying.
Whether you’re buying your first home, refinancing, accessing equity, or investing, explore financing options aligned with your objectives.
Different loan programs have different eligibility requirements, interest rate structures, down payment options, and costs. Comparing available financing options can help you make a more informed decision.
From exploring financing options to completing your mortgage, understanding the process can help you move forward with greater confidence.
Browse available purchase, refinance, home equity, and investment financing programs to learn which options may fit your goals.
Connect with an iLoan mortgage professional to discuss your circumstances, understand qualification requirements, and review available programs.
If you choose to proceed, complete the mortgage application process, provide required documentation, and work through underwriting and closing requirements.
Get started with iLoan and explore financing options for your homeownership or investment goals.
Explore answers to common questions about mortgage financing, loan qualification, refinancing, home equity, and investment property financing.
iLoan provides information about a variety of mortgage financing options, including conventional, FHA, VA, USDA, jumbo, refinance, home equity, and investment property loan programs.
Explore the program categories on this page or use our interactive mortgage program finder to identify options worth reviewing.
The most suitable mortgage depends on your credit profile, income, available funds, property, and financial goals. First-time buyers may explore conventional, FHA, VA, USDA, or applicable assistance programs.
Visit our First-Time Homebuyers page to learn more.
Certain mortgage programs offer low down payment options for eligible borrowers. Some qualifying VA and USDA financing programs may offer no-down-payment options, while conventional and FHA programs may provide other low down payment choices.
You can also explore potential homebuyer grants and assistance programs, subject to availability.
FHA loans are insured by the Federal Housing Administration, while conventional mortgages are not FHA-insured. The programs differ in credit, down payment, mortgage insurance, and property eligibility requirements.
Compare our FHA Loans and Conventional Loans guides.
Eligible homeowners may explore refinancing programs that change their interest rate, repayment term, loan structure, or provide access to available home equity.
Visit our Mortgage Refinance page to review available options.
A Home Equity Line of Credit (HELOC) is generally a revolving line of credit secured by your home, while a cash-out refinance replaces your existing mortgage with a larger loan.
Explore our HELOC and Cash-Out Refinance pages to compare options.
A Debt Service Coverage Ratio (DSCR) loan is an investment property financing option that generally evaluates qualifying property rental income compared with applicable debt obligations.
Visit our DSCR Loans page to learn more.
Certain eligible VA and USDA mortgage programs may offer no-down-payment financing. Borrowers must satisfy applicable military eligibility, property location, income, and underwriting requirements.
Learn more about VA Loans and USDA Loans.
A reverse mortgage allows eligible older homeowners to borrow against available home equity. FHA-insured Home Equity Conversion Mortgages (HECMs) generally require borrowers to be at least 62 years old.
Borrowers must continue meeting property tax, insurance, maintenance, and other loan obligations. Explore our Reverse Mortgages guide.
Start by identifying your financing goal, then compare available loan programs, qualification requirements, interest rates, closing costs, and repayment terms.
Use our Mortgage Program Finder to explore options or connect with an iLoan mortgage professional.
Use our interactive mortgage program finder to explore financing options based on your needs.
With multiple mortgage financing options available, choosing the right program can feel overwhelming. Connect with iLoan to explore financing solutions for buying a home, refinancing, accessing equity, or investing in real estate.
Our mortgage professionals can help you understand available loan programs, qualification requirements, and financing considerations so you can make informed decisions.
Review purchase, refinance, home equity, and investment property financing programs.
Discuss common credit, income, asset, property, and loan program requirements.
Explore different mortgage terms, payment structures, and applicable financing costs.
Complete the form below and an iLoan mortgage professional can help you explore available financing options.
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Please note that applications, legal disclosures, documents or other material related to iLoan products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
