01
Get Prepared
Review your credit, income, monthly debts, and savings to better understand your financial readiness.
Homebuyer Education →
YOUR HOMEOWNERSHIP JOURNEY STARTS HERE
Your Next Chapter Starts With a Home.
Whether you’re purchasing your first home, moving into something bigger, or finding the perfect place for your next chapter, iLoan helps you explore mortgage options with personalized guidance every step of the way.
FHA
VA
Conventional
USDA
Jumbo
HOME FINANCING MADE PERSONAL
Find a mortgage that fits
your homeownership goals.
Explore First-Time Buyer Options
YOUR PATH TO HOMEOWNERSHIP
From Dreaming to Door Keys.
Buying a home doesn’t have to feel overwhelming. Understanding the process can help you make informed decisions, explore financing options, and move toward homeownership with greater confidence.
02
Explore Your Options
Compare mortgage programs, down payment requirements, and financing features that may fit your goals.
View Loan Programs →03
Get Pre-Approved
Begin the mortgage application process so a lender can review your financial information and financing options.
Get Started →04
Find Your Home
Work with your real estate professional to explore homes, make an offer, and move through the purchase process.
Buyer Resources →05
Close & Celebrate
Complete the required closing steps, finalize your home purchase, and prepare for life in your new home.
Talk With iLoan →
Ready to Take the First Step?
Get Started
Connect with an iLoan lending professional and explore your path toward homeownership.
EXPLORE YOUR HOME FINANCING OPTIONS
The Right Home Deserves the Right Mortgage.
Every homebuyer has different goals. Explore mortgage programs designed for a variety of financial situations, property types, and homeownership needs.
FLEXIBLE HOME FINANCING
FHA Home Loans
FHA-insured mortgages may offer flexible credit qualification guidelines and low down payment options for eligible buyers.
Low down payment options
Flexible credit guidelines
First-time and repeat buyers
Explore FHA Loans →
MILITARY HOME FINANCING
VA Home Loans
VA-backed mortgages offer valuable financing benefits for eligible veterans, service members, and certain surviving spouses.
No down payment for many eligible borrowers
No monthly mortgage insurance
Military-focused benefits
Explore VA Loans →
POPULAR PURCHASE OPTION
Conventional Loans
Conventional mortgages offer financing options for qualified buyers, including programs with low down payment requirements.
Multiple down payment options
Primary and eligible other properties
Potential mortgage insurance cancellation
Explore Conventional Loans →
ELIGIBLE RURAL & SUBURBAN AREAS
USDA Home Loans
USDA-backed financing may offer no-down-payment options for eligible borrowers purchasing qualifying homes in designated areas.
Potential zero-down financing
Property location requirements
Household income eligibility rules
Explore USDA Loans →
HIGHER-VALUE HOME FINANCING
Jumbo Home Loans
Jumbo mortgage programs may provide financing for higher-priced homes requiring loan amounts above applicable conforming loan limits.
Higher loan amount options
Program-specific qualifications
Financing for eligible higher-value homes
Explore Jumbo Loans →
Not Sure Which Mortgage Fits Your Goals?
Explore all available loan programs or connect with an iLoan lending professional.
Loan programs, down payment options, and eligibility depend on borrower qualifications, property eligibility, and applicable lending guidelines.
FIRST-TIME HOMEBUYER RESOURCES
Your First Home. A Big Step Made Simpler.
Buying your first home is an exciting milestone. From understanding mortgage requirements to exploring down payment options, iLoan helps you prepare for the journey ahead.
START WITH THE RIGHT INFORMATION
You Don't Have to Figure Everything Out Alone.
Many first-time buyers have questions about credit, down payments, closing costs, and how much home they may be able to afford. Understanding these factors can help you make more confident decisions.
Understand Your Mortgage Options
Explore purchase loan programs, qualification guidelines, and financing choices.
Plan for Down Payments & Closing Costs
Learn about upfront expenses and ways to prepare financially for a home purchase.
Get Homebuyer Education
Build your knowledge of credit, income, debt, savings, and the mortgage process.
DOWN PAYMENT ASSISTANCE
Your Down Payment May Be More Manageable Than You Think.
Depending on your location and eligibility, down payment assistance programs may help qualified homebuyers with certain upfront home purchase expenses.
01
Explore state and local assistance programs
02
Understand eligibility and program requirements
03
Learn about grants, forgivable loans,
and other assistance structures
Assistance programs vary by state, location, funding availability, borrower eligibility, and program guidelines. Not all borrowers or properties qualify.
PLAN YOUR HOME PURCHASE
Know Your Numbers Before You Buy.
Explore estimated mortgage payments and compare home financing scenarios before taking the next step toward homeownership.
QUICK PAYMENT ESTIMATE
Mortgage Payment Calculator
$
$
%
Estimated Monthly Principal & Interest
$2,023
Based on an estimated $320,000 loan amount
Open Full Calculator →
Estimates are for educational purposes only. Principal and interest do not include property taxes, homeowners insurance, mortgage insurance, HOA fees, or other costs. Actual payments and loan eligibility will vary.
MORE HOMEBUYING TOOLS
Explore Your Financing Options.
Use our specialized calculators to explore affordability, purchase costs, government mortgage programs, and investment financing.
Home Affordability Calculator
Estimate how much home may fit your budget.
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Home Purchase Calculator
Explore estimated costs of buying a home.
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FHA Mortgage Calculator
Explore an estimated FHA financing scenario.
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VA Mortgage Calculator
Explore estimated VA home financing.
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DSCR Investment Calculator
Evaluate rental property cash flow coverage.
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View All Mortgage Calculators →
Questions? Get Started →
HOME FINANCING ACROSS SIX STATES
Find Home Financing Where You Want to Live.
Whether you're buying your first home, relocating, or purchasing your next property, explore mortgage financing options in the states served by iLoan.
IL
HOME LOANS IN
Illinois
Explore mortgage options for homebuyers throughout Illinois.
IN
HOME LOANS IN
Indiana
Discover home financing options for buyers across Indiana.
WI
HOME LOANS IN
Wisconsin
Explore mortgage programs and homebuying resources in Wisconsin.
IA
HOME LOANS IN
Iowa
Find home financing information for buyers throughout Iowa.
MN
HOME LOANS IN
Minnesota
Discover mortgage financing options and buyer resources in Minnesota.
FL
HOME LOANS IN
Florida
Explore financing options for home purchases throughout Florida.
Buying a Home in One of These States?
Explore our mortgage programs or connect with an iLoan lending professional to discuss your homebuying goals.
Mortgage programs and eligibility vary by borrower, property, location, and applicable lending guidelines. State availability does not guarantee qualification for any specific loan program.
WHY HOMEBUYERS CHOOSE iLOAN
More Than a Mortgage. A Team Behind You.
Buying a home is one of life's biggest financial decisions. At iLoan, we believe you deserve clear answers, personalized mortgage guidance, and financing options that fit your goals.
GOOGLE CUSTOMER REVIEWS
★★★★★
Based on 121 Google reviews
Real feedback from customers who have shared their experiences with iLoan.
Customer Experiences Matter
PERSONALIZED SERVICE
Guidance That Starts With You.
Your homebuying goals are unique. We help you understand mortgage options, qualification requirements, and the steps involved in moving forward.
Speak With an iLoan Expert →
FINANCING CHOICES
More Ways to Finance Your Home.
Explore FHA, VA, USDA, Conventional, Jumbo, and other available home loan programs to better understand which options may fit your situation.
Explore Mortgage Programs →
HOMEBUYER EDUCATION
Knowledge Builds Confidence.
From credit and income to debt, savings, and homebuying preparation, our educational resources help you better understand the mortgage process.
Explore Homebuyer Education →
Ready to Talk About Your Homeownership Goals?
Connect with an iLoan lending professional and explore your next steps.
Customer reviews reflect individual experiences and do not guarantee loan approval, financing terms, or similar results. All mortgage programs are subject to applicable eligibility and lending requirements.
READY TO BUY A HOME?
Your New Home Starts With a Conversation.
Tell us a little about your homebuying goals. An iLoan lending professional can help you explore mortgage options and understand your next steps.
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Keep It Simple
No Social Security number, income documents, or sensitive financial information required.
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Explore Your Options
FHA, VA, Conventional, USDA, Jumbo, and other home purchase financing options.
✓
Continue When You're Ready
Move forward through iLoan's secure mortgage application system.
iLoan LLC
NMLS #1947845
Questions? Call (888) 416-4805 →
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Tell Us About Your New Home.
Complete this short form and an iLoan lending professional can follow up about your inquiry.
Please do not submit Social Security numbers, bank information, income documents, or other sensitive financial information through this form.
